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Register with us
OneClickHomes recognises that purchasing a property is one of the most important financial decisions you are likely to make, whether you are an investor or only just getting on to the property ladder for the first time.
Our database features a vast array of properties within the Greater London area. We are sure that with our local knowledge and expertise, we will be able to find a property that meets your criteria. Our bespoke service does not stop there, be it a straightforward move or a ‘Buy to Let’ investment the one click team is always on hand.
The properties we have for sale at present can be viewed by clicking. HERE
Below is an overview of the various procedures involved in buying a property. If you have any enquiries feel free to contact us on 020 8556 1212 if you have any questions regarding this process.
Registration:
The first step is for you to register your details and let us discuss your property requirements. This can be easily be done by email, telephone, in person or by completing our online registration form. Once registered, we will be able to contact you with suitable properties, as well as keep you informed if any new properties match your requirements.
Viewing:
Here at OneClickHomes we are available to arrange viewings for any of the properties we market at our client’s convenience. Our office is open 6 days a week and for emergency contact all of the office team can be reached 7 days a week via mobile phone.
Mortgage:
If you require a mortgage, to speed up your house buying process, it is advisable wherever possible; to get a mortgage agreed in principle before any final decision on your new property is made.
The advantage of this is to provide you with a clear indication of what is an affordable monthly repayment.
Furthermore the fact that you have a mortgage agreed in principle is also attractive to sellers putting “you” the buyer in a stronger position to complete your purchase.
Making an Offer:
Once you have located your ideal property, your offer will be submitted by us to the vendor for them to consider.
NB: Please note that all offers are “subject to contract” and therefore neither party is legally bound until a contract is actually signed.
Acceptance of Offer/Instructing Solicitors:
Once your offer has been accepted by the vendor, you should instruct a solicitor to act on your behalf. Your solicitor is required to handle all legal aspects of your purchase e.g. property conveyancing.
If you have not appointed a solicitor or a firm to represent you already, we will be happy to recommend one from our list of experienced firms many of whom have 25 years or more experience.
At this stage, you will also be required to proceed with your mortgage application and liaise with your mortgage consultant/broker accordingly.
Property Valuation/Survey:
The next stage is to obtain an official mortgage valuation, this will usually be conducted by a chartered surveyor acting on behalf of your Lender. The report is to provide a valuation as well as details of the basic condition of the property. A copy of this report will be sent out to you, which in turn will allow you to ensure that both parties (buyer and seller) evaluate the findings of the report prior to entering a commitment to purchase.
Local Authority Searches:
Local authority searches are conducted by the buyer’s solicitor, this is done by submitting a local authority search to the local borough council. The purpose of this is to ascertain if there is any planning consent previously granted on the property or if there are any other local issues which may have an impact on the purchase. In some instances, the search may also include an environmental and drainage search or even a land registry search.
Draft Contracts:
The draft contract is drawn up by the seller’s solicitor and is forwarded to the buyer’s solicitor for consideration. Any additional queries or questions will be asked and answered and the contract amended accordingly, subject to final approval.
Mortgage Offer:
The lender is now in possession of the mortgage valuation and survey. Subject to the findings of this report; receipt/approval of the mortgage application and with all references provided and checks conducted in a satisfactory manner. After the above is completed, the lender will send a formal mortgage offer to the buyer and their solicitor. The document is then signed and returned.
Exchange of Contracts:
As soon as the contract has been signed by both parties, a deposit (a percentage of the purchase price or other agreed sum) is paid by either bank transfer or banker’s draft. At this stage, the parties agree on a date for completion.
Completion:
Completion usually follows 28 days after exchange of contracts has taken place. However it is also possible for an agreed mutual completion date to be arranged between both parties which can be greater than or less than 28 days.
On completion, the balance of the purchase price is transferred by the buyer’s solicitor to the seller’s solicitor and the keys released.
Congratulations! You are now the proud owner of your new home!
Guide Price -
Flats & Apartments
Studio Flats £90 - £115 K
1 Bed Flat £130 - £185 K
2 Bed Flat £160 - £250 K
3 Bed Flat £200 - £300 K
PENTHOUSES £350k - £1m
Houses
1 Bed House £160 - £200 K
2 Bed House £180 - £250 K
3 Bed House £220 - £310 K
4 Bed House £300 - £500 K
5 Bed House £350 - £750 K
Area Overview
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